Find the money quietly leaking from your account.

Forgotten subscriptions, silent price hikes, fees you never agreed to. SimpleFinances finds every leak and shows you exactly what is safe to spend. Five questions, about five minutes to your first findings. No card required.

Start my free money audit

900+

Users signed up

35,000+

Transactions analyzed

Bank-Level

Security via Plaid

A couple reviewing a grocery receipt at a kitchen table

Features

Everything you need in a personal finance app

Designed to give you complete control over your finances

Find Every Subscription

Your accounts sync automatically and every recurring charge shows up in one list. Cancel what you don't use.

Safe to Spend

See what's actually free to spend after upcoming bills and your goals are covered.

Net Worth, One Number

Cash, investments, cards, and loans: one honest number that updates on its own.

The App

See it in action

Real screens from the app

SimpleFinances home showing money spent in the last 30 days on the green summary band, month and week recap cards, a monthly subscriptions total, a completed Getting Started checklist, and an emergency fund progress ring

Spent this month, your week in money, and the next step to take, all there the moment you log in.

Pricing

Simple, honest pricing

One payment. No subscription. 30-day money-back guarantee.

Full Financial Review

$49.99 once

One payment. No subscription. Your complete financial picture.

Link every account: banks, cards, loans, investments
Every charge imported and categorized for you
Every subscription and recurring charge, found and totaled
Your review report, yours to keep
Bank-level security via Plaid
30-day money-back guarantee

Get My Review

How SimpleFinances compares with subscription trackers and financial advisors
What you get	Trackers$7-10/mo	SimpleFinances	Advisors$200+/hr
Reads your real statements	Trackers: no	SimpleFinances: yes	Advisors: yes
One-time, keep the report	Trackers: no	SimpleFinances: yes	Advisors: no
A human you can reach	Trackers: no	SimpleFinances: yes	Advisors: yes

One payment. Yours to keep. No hidden subscriptions.

FAQ

Common questions

Is my financial data secure?

Yes. Your data is encrypted, and your bank login never touches SimpleFinances: you connect through Plaid and can unlink anytime through your bank. Passwords are never stored in plain text, and you can delete your data whenever you choose. See our security page for details.

How does SimpleFinances connect to my bank?

We use Plaid, a trusted third-party service used by thousands of apps, to securely connect your bank accounts. SimpleFinances never sees your banking credentials. You can unlink your account at any time directly through your bank.

How much does SimpleFinances cost?

A one-time payment of $49.99 for a Full Financial Review: every account linked, every recurring charge found and totaled, and the report is yours to keep. No subscription required.

Can I cancel my subscription anytime?

Absolutely. There are no long-term contracts or cancellation fees. You can cancel your subscription at any time from your account settings and you won't be charged again.

What banks and accounts are supported?

SimpleFinances supports thousands of financial institutions through Plaid, including checking accounts, savings accounts, and credit cards at most major US banks and credit unions.

Can I pay annually?

Yes. After your review, ongoing monitoring is available as Premium at $100/year, about 58% less than paying $19.99/month. The review itself is a single $49.99 payment with no subscription.

Ready to stop stressing about money?

Join 900+ people who have signed up.

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SimpleFinances (SimpleFinances.co) is a personal finance web app by founder Jonah Kubath. Not affiliated with any lender, bank, or financial-data provider.