SimpleFinances
SimpleFinances 3.0

Your $14 meal
actually costs $34.

You estimated $150/month on delivery. Your bank statement says $487. SimpleFinances shows you the real number — every fee, every markup, one total.

Get Started
800+
Users signed up
$340 avg
Found in forgotten subscriptions
Bank-Level
Security via Plaid
Features

Everything you need in a personal finance app

Designed to give you complete control over your finances

Find Every Subscription

Your accounts sync automatically and every recurring charge shows up in one list — cancel what you don't use.

Safe to Spend

See what's actually free to spend after upcoming bills and your goals are covered.

Net Worth, One Number

Cash, investments, cards, and loans — one honest number that updates on its own.

The App

See it in action

Real screens from the app

SimpleFinances dashboard showing money spent in the last 30 days, a weekly recap, subscriptions total, and a personalized next-steps list

Spent this month, your week in money, and the next step to take — the moment you log in.

Pricing

Simple, honest pricing

One plan. No hidden fees. No trial. Cancel anytime.

Premium Plan
$100 / year
or $19.99/month — annual saves 58%
  • Connect unlimited bank accounts
  • Automated expense tracking
  • Subscription & hidden fee detection
  • Financial health dashboard
  • Bank-level security via Plaid
  • Cancel anytime
Get Started
FAQ

Common questions

Is my financial data secure?
Yes. Your data is encrypted, and your bank login never touches SimpleFinances — you connect through Plaid and can unlink anytime through your bank. Passwords are never stored in plain text, and you can delete your data whenever you choose. See our security page for details.
How does SimpleFinances connect to my bank?
We use Plaid, a trusted third-party service used by thousands of apps, to securely connect your bank accounts. SimpleFinances never sees your banking credentials. You can unlink your account at any time directly through your bank.
How much does SimpleFinances cost?
SimpleFinances offers a Premium plan at $100 / year, or $19.99 / month if you prefer monthly billing. Annual saves about 58%. There's no free trial to remember to cancel.
Can I cancel my subscription anytime?
Absolutely. There are no long-term contracts or cancellation fees. You can cancel your subscription at any time from your account settings and you won't be charged again.
What banks and accounts are supported?
SimpleFinances supports thousands of financial institutions through Plaid, including checking accounts, savings accounts, and credit cards at most major US banks and credit unions.
Can I pay annually?
Yes. The Premium plan is $100/year — about 58% less than paying $19.99/month. You can pick monthly or annual billing at signup.

Ready to stop stressing about money?

Join 800+ people building financial health — without the hassle.

Get Started
✓ Secure payment ✓ No setup fees ✓ Cancel anytime

SimpleFinances (SimpleFinances.co) is a personal finance web app by founder Jonah Kubath. Not affiliated with any lender, bank, or financial-data provider.